In business practices, micro and small businesses (SMEs) have several internal and external problems, such as difficulties in the capital. These problems also occur in SMEs in Mojokerto. To solve this SME problem, several stakeholders in Mojokerto collaborated to create a Sharia Financing Program (PUSYAR) on the basis of a Murabahah contract. The implementation of this program has been running …
Kapasitas produksi industri kertas di Indonesia diperkirakan akan terus meningkat menyebabkanrnpeningkatan air limbah yang dihasilkan. Air limbah industri kertas yang telah diolah pada InstalasirnPengolahan Air Limbah (IPAL) biologi pada umumnya langsung dibuang ke lingkungan dan masihrnmengandung materi organik serta unsur hara seperti nitrogen dan fosfor yang belum termanfaatkan. Salahrnsatu …