Gaya APA

Wirdiyanti, R. et al (2021). Technology Adoption Determinants Micro and Small Enterprises in Indonesia: Pre-Adoption and Post-Adoption Review (Vol. 4/ 2021). Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

Wirdiyanti, Rosnita. et al. "Technology Adoption Determinants Micro and Small Enterprises in Indonesia: Pre-Adoption and Post-Adoption Review". Vol. 4/ 2021 Jakarta: Departemen Riset Sektor Jasa Keuangan, 2021. Art Original.