Gaya APA

Simanjuntak, S, P. et al (2020). How effective is microlendig program to improve responsible and sustainable financial inclusion of micro, small, and medium enterprises? Evidence from indonesia (Vol. 3/ 2020). Jakarta: Departemen Riset Sektor Jasa Keuangan.

Gaya MLA

Simanjuntak, Saut, P.. et al. "How effective is microlendig program to improve responsible and sustainable financial inclusion of micro, small, and medium enterprises? Evidence from indonesia". Vol. 3/ 2020 Jakarta: Departemen Riset Sektor Jasa Keuangan, 2020. Art Original.