Gaya APA

Sakti, M, A, J. et al (2018). Online banking implementation: risk mapping using ERM approach (Vol. 20, No. 3/ January 2018). Jakarta: Bank Indonesia.

Gaya MLA

Sakti, Mochamad, Aji, Jaya. et al. "Online banking implementation: risk mapping using ERM approach". Vol. 20, No. 3/ January 2018 Jakarta: Bank Indonesia, 2018. Text.