Gaya APA

Clapp, E., Galib, M. (2011). Efficiency of non-life insurance in Indonesia (Vol. 14, No. 03, Tahun). : .

Gaya MLA

Clapp, E.K.H.., Galib, Muliani. "Efficiency of non-life insurance in Indonesia". Vol. 14, No. 03, Tahun : , 2011. Text.