Gaya APA

Rejda, G, E. (2009). Principles of risk management and insurance (9 th ed, 4 th Impression). Hoboken, NJ: Pearson Education, Inc. and Darling Kindersley Publishing Inc.

Gaya MLA

Rejda, George, E.. "Principles of risk management and insurance". 9 th ed, 4 th Impression Hoboken, NJ: Pearson Education, Inc. and Darling Kindersley Publishing Inc, 2009. Text.